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Mrs. Armenuhi Mkrtchyan Birth Date 06.01.1978 Education 2010-2011 International Business, St. Andrews University
2004 The Armenian Economic Development Program, Fletcher School of Law and Diplomacy, Tufts University
1994-1999 Global Economics, Yerevan Institute of National Economy
Trainings “Leadership Program for Financial Inclusion” The Fletcher School, Tufts University;
“Consumer Protection and Market Conduct Regulation: Experience of the Netherlands” Authority for Financial Markets;
“Financial stability” Bank for International Settlements and Joint Vienna Institute;
“Macroeconomic Management and Policies” IMF Institute; “John Smith Fellowship Programme 2007” and other

Job Experience
2014- presentCentral Bank of Armenia, Consumer Rights Protection and Financial Literacy Center, Head
2008-presentFinancial System Mediator Office, Board Member
2008-2014Central Bank of Armenia, Financial System Stability and Development Department, Consumer Protection and Market Conduct Division, Head
2006-2008Central Bank of Armenia, Financial System Policy and Analysis Department, Insurance and Securities Regulation Division, Head
2003-2006Central Bank of Armenia, Banking Methodology and Analysis Department, Banking System Development Research Division, Senior Researcher, Leading Researcher
1998-2003Central Bank of Armenia, Macroeconomic and Banking Research Center, Senior Specialist, Junior Specialist
Marital Status:Married
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National Mortgage Company

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