Կենտրոնական բանկ

THE CENTRAL BANK OF THE REPUBLIC OF ARMENIA

GOVERNOR DECISION

January 15, 2026 No. 1/25 A

On Granting Consent to the General Terms and Conditions of Lending by “Umaniline” Pawnshop Limited Liability Company

 Having examined the General Terms and Conditions of lending by “Umaniline” Pawnshop Limited Liability Company (hereinafter also referred to as the “Pawnshop”), which the Pawnshop submitted to the Central Bank of the Republic of Armenia on December 24, 2025; and

Pursuant to Article 2(3) and Article 18(4)(“g¹”) of the Republic of Armenia Law “On the Central Bank of the Republic of Armenia”, and Article 5(4) of the Republic of Armenia Law “On Pawnshops and Pawnshop Activity”,

 Decided: 

1. Grant consent to the General Terms and Conditions of lending by “Umaniline” Pawnshop LLC, as submitted by the Pawnshop to the Central Bank of the Republic of Armenia on December 24, 2025.
2. This decision to take effect upon its signing.

Martin Galstyan                                                                     

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